About Cait & Carrie

Cait Flanders

I’m Cait Flanders. 

In the past few years, I’ve paid off $30,000 of debt through mindful budgeting, started living on 50% of my income, gotten rid of 75% of my belongings and completed a two-year shopping ban – all of which I write about on my blog. Want to chat? I’m on Twitter @caitflanders.

Carrie Smith

I’m Carrie Smith. 

I paid off $14,000 of consumer debt, quit my accounting job a year later, and started an online community and blog, Careful Cents. I help freelancers launch and grow client-based businesses through financial organization and business systems. Let’s talk! I’m on Twitter @carefulcents.

Budgets and Cents podcast graphic

Together, we’re Budgets and Cents.

We’ve discovered that not being weighed down by debt and clutter gave us the freedom to try new things and move our lives in the directions we wanted to go.

Whether you want to start a business, travel more or just become a more conscious consumer, we’ve proven that if you change your money, you can change your life. By sharing our stories, we hope to inspire you to do the same.